How Jamaicans can make money online – Setting up a Payoneer Prepaid Mastercard

Receiving Money via Paypal is great, especially when you’ve worked hard and it comes deposited into your Account.

But what if you want to spend the money in Jamaica instead off online Sand without the hassle of a Wire Transfer or a Paypal Account?  Then you’ll need a Prepaid Debit Card such as Payoneer (Deer, 2013, December 23), which is powered by Mastercard.

Payoneer Prepaid MasterCard – Receive and withdraw you money via a US Bank Account

A Payoneer Prepaid Mastercard is no different from a Scotia VISA Debit Card or CIBC VISA Debit Card, except it’s hosted in a US Bank Account.

This means you can use it to not only purchase items online like a regular Prepaid Debit Card but you can receive money and withdraw it out here in Jamaica at any ATM that supports Mastercard.

It’s also a great way for companies to pay their freelance programmer for work done without the hassle of Cheques or Wire transfers. This is done by linking it your Paypal account.

When calling Paypal at 1-888-221-1161 to add your Payoneer account, tell them that you’re adding a Bank of America account, not a Payoneer one. This ensures that they payments go through smoothly, albeit you may face some difficulty as since August 2015, Paypal has not been accepting (Honey, 2015, August 27) Payoneer Card transfers.

MICO Wars How Jamaicans can make money online – Setting up a Paypal Account - 10-09-2015 LHDEEER (1)

When you apply for your Payoneer Card you’ll be taken through a step-by-step process that will require that you submit the following information to the Payoneer Website:

  • Proof that you’re 18 years and older
  • Scan of Passport
  • Scan of National ID Card/Driving License
  • Utility bills (if you have none of the above)

The Passport scan or the National ID Card/Driving License both serves the purpose of verifying your identity as well as proving that you’re older than 18 years. Once you’ve followed the procedure and applied, your Payoneer Prepaid Mastercard is sent to the mailing address after about two (2) months after you’ve submitted all the required information.

Payoneer Card – Charges and where to work

However, please note that that the following charges apply when using your Payoneer card:

  • US$29.95 annual fee deducted from the available balance
  • US$3.15 per transaction for ATM Withdrawals
  • 3% currency conversion charges
  • 1% of the payment amount  charged for PayPal transfers

The first annual deduction will be take from you first transfer or withdrawal. Also, you will not have to pay US$5.00 to PayPal as bank account transfers are free. Point­of­sale transactions i.e. swiping your card, is charge-free, which is why its’ best to purchase items using the card instead of withdrawing cash.

Your Payoneer Prepaid Mastercard is activated via an online login, which also allows you to track your deposits, withdrawals and transfers.

Please note your Payoneer Prepaid Mastercard is for working online as you cannot use it for receiving Remittances. Instead, you’ll have to work with one of the following online work agencies (Payoneer, 2011, November 30) or use one of the following services online (Payoneer, 2013, July 8) to have money deposited into your Account:

  1. 2CheckOut
  2. 99Designs
  3. Adinch
  4. AliveMax
  5. :: Home
  6. Amarillas Internet
  7. Amazon i.e. Associates Program and Kindle Direct Publishing
  8. AmericanRena
  9. Americansummer
  10. AprioriBeauty
  11. Arena
  12. Artua
  13. AVAFX
  14. Avangate
  15. AvantLink
  16. Awempire
  17. Belvg
  18. Birthright US Winter 2012
  19. Bluesnap
  20. 697,913 hotels worldwide. Book your hotel now!
  21. BrainSystems
  22. BuySellAds
  23. CastingDynamics
  24. Checkpoint Sell Big
  25. Cieaura
  26. Clearvoicesurveys
  27. ClickBank
  28. ClickHeat Euro
  29. Conspelia
  30. Cpalead
  31. DemandMedia
  32. Depositphotos Inc
  33. Digital River i.e. OneNetworkDirect
  34. Doron Cohen­ VC
  35. Dreamstime
  36. DSNR Media Group
  37. DubLi
  38. eBay
  39. ecome2
  40. Elance
  41. Envato
  42. Evolvhealth
  43. Fastspring
  44. FIBOGroup
  45. FIBOGroupDHL
  46. Fiverr
  47. Fiverr LBT (India)
  48. Forevergreen
  49. Friendfinder
  50. FXPrimus
  51. GoDaddy
  52. Google
  53. Greensmoke
  54. Guru ­ Hire Quality Freelancers and Find Freelance Jobs
  55. Gvo
  56. Hire Freelancers & Find Freelance Jobs Online
  57. HK Global IT
  58. Hotforex
  60. IBFX
  61. iCODE Systems­VC
  62. ImLive
  63. Infolinks
  64. INinbox
  65. InnerLight
  66. InstaForex
  67. InternationalTravel
  68. Ionicware
  69. iStockPhoto
  70. Isxperia
  71. Itworks
  72. Kontera
  73. Kyani
  74. Level 9 Marketing
  75. LinkShare
  76. Ludaxx_International
  77. Lux Flights
  78. Markethealth
  79. MediaShakers
  80. Nfty ­ Summer
  81. Nhtglobal
  82. Nubelo
  83. Nubelo Euro
  84. oDesk
  85. Onehourtranslation
  86. Optima
  87. Origin Pure
  88. Payoneer­Affiliates
  89. PayPal
  90. Perfect World Marketing
  91. Post Office
  92. Prime Internet Marketing
  93. Prohq
  94. Projectpayday
  95. Restart Your Life
  96. ReviewMe
  97. RevvNRG
  98. RS Ran LTD­ VC
  99. S&M Products
  100. Saucomi­ Vc
  101. ScriptLance
  102. Seopassport
  103. Sfi
  104. ShareASale
  105. ShareCash
  106. Smowtion
  107. StarionEnergy
  108. Student Media Group
  109. Syntek Global
  110. Textlinksads
  111. Timber Lake Camp
  112. TopCoder
  113. Total Life Changes
  114. Toursbylocals
  116. Uship
  117. Utest
  118. UTS ­ EUR
  119. UVOCORP
  120. Viridian Energy
  121. Visalus
  122. Vworker
  123. Wellnesspro
  124. Wister
  125. Workana
  126. Worldventures
  127. Writerbay
  128. XtraPlan
  129. Zooz
  130. ZoozEUR

As I’d mentioned before, you can also link your Payoneer Prepaid Mastercard to you Paypal Account, allowing you to withdraw funds from your Paypal Account without having to receive a cheque.

If you have any Queries about Replacement cards when your Payoneer Prepaid Mastercard expires, call 1-646-386-2434 Monday to Friday at 6 a.m. to 6 p.m. to have the process expedited.



  1. Deer, L. (2013, December 23). @Payoneer, the US based Prepaid MasterCard Debit Card – How E-Commerce MSME’s, Online workers and Reggae or Dancehall Artiste can receive money via Paypal and spend it in Jamaica. Retrieved from
  2. Deer, L. (2014, August 24). How to purchase items and subscribe to Magazines online and ship them to Jamaica. Retrieved from
  3. Deer, L. (2014, September 20). Surfing the Internet Anonymously using VPN – How to use Streaming Set Top Boxes over VPN. Retrieved from
  4. Deer, L. (2015, March 14). How Jamaican make money online using @Payoneer – @PayPal, @paxuminc, @ecoPayz and @okpaycom Prepaid MasterCard Alternatives. Retrieved from
  5. Deer, L. (2015, September 1). Cable Providers comply with BCJ Cable Channel Removal – How to install a VPN to Stream American Cable Channels on your Roku. Retrieved from
  6. Payoneer, (2011, November 30). How to add funds to your Payoneer Account. Retrieved from
  7. Payoneer, (2013, July 8). Popular Companies That Use Payoneer – US Payment Service Whitelist. Retrieved from


Leave a Reply

Fill in your details below or click an icon to log in: Logo

You are commenting using your account. Log Out /  Change )

Google photo

You are commenting using your Google account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s